Food crisis and hunger remain a top issue in Nigeria with a failed leadership, more Nigerians goes to bed with an empty stomach and wake up more hungry
The economy is bad and one has to be mindful of how he or she spends money these days, as wise spending can save you from the major economic crisis facing Nigeria today here are top tips on surviving the Nigeria economy starting with
Tips 1: Prioritize your spending?
When it comes to managing the economy, the first thing to consider is ”proper budget” of which you must learn smart ways to always prioritize your spending. be mindful of how you spend money
Prioritize your spending also means being frugal, in your spending, spending wisely on the things you use, and avoid wastage of your resources
Although, the words ‘Prioritize your spending’, could mean a different thing to different people. However, to Prioritize your spending does not mean denying yourself of your basic needs
Investing in yourself rightfully, taking proper care of yourself and those that depend on you such as the FAMILY, children’s essential needs, etc, or avoiding your favorite tasty bread and go for a bland one instead
Prioritize your spending means buying only the things that matter or are important to avoid wastage, and save the cost of buying things you, either already have, or do not need
For examples. school just resume weeks ago, and I wanted to get a new school bag, launch bag for the children for their new academy season
So I went to the market to get these items, to my greatest surprise the school bag I bought 4,000 Naira 9 months ago is now 9,000 Naira, same happens to the launch bag
Serious, I have to give it a thought and comes to reasons on while the old school bags, launch bags are not that bad, I told myself, the old school bags, launch bags are not that bad, let please continue to use them at least for one more academy section and that was how I saved myself up to 30,000 Naira at that moment and the reality is that the old school bags are still in good shape

The Nigeria economy is not helping so on your own, think smart, think wise before you spend that money, money is hard to get these days but too easy to spend
You must prioritize your spending in other to survive the Nigerian economy of today, you should know when to become stingy with your money or resources; you should know when to become lavish.
In Nigeria’s economy today, you do not need a soothsayer to tell you how difficult things are for the majority of the population, the masses, this alone should serve as caution on how you spend your money.
Sometimes you have already bought something or spent money on something that you do not need before you realize it, this is not good for the future of your finance.
Therefore, you should learn the act of prioritizing your spending in moderation to preserve your finance and better help you organize your plans for the future.
Tips 2: Buy Only The Items You Needed Most:
It is very tempting to go on a spending spree when you have more purchasing power, widow shopping is not a crime, in other words, is not everything you set your eyes on you should spend your money on
It’s important to itemize things you need and buy only the top and most needed ones, don’t push your finance into very unnecessary things.
To this end, you might want to buy only the things you need. This is not to deny yourself of the good things of life but to caution you to spend wisely and frugally.
That way, you could even channel the money saved from unnecessary costs into something better or a channel that provides you with more money.
Tips 3: Budget Your Money:
Money talk so is important with proper budgeting. The surest route into financial doom is to spend on impulse. To spend on impulse is to buy things you never planned for or spend money on the spot without having a prior intention to do so.
This would not only bore a hole into your pocket, but it would also destabilize you, and make you live a meaningless life. You can put this in check making a budget for the things you need.
Make a list of what you need and make a budget for how much you intend to spend on every item. This would help you know the total amount you are going to be parting within the course of getting those items in place, and as a result, you could plan what to do with the leftover money.
However, you might want to add a little extra money to your budget, just in case, the prices of the things you intend to buy or put in place are a little more expensive than you had thought.
Tips 4: Eat Out Less:
Eating less is not starvation, Of course, there is always an urge to patronize food vendors or visit restaurants or bars occasionally, but you would be doing damage to your financial life if you make it a habit or prioritize it overcooking your meal at home and consuming.
It is almost unwise to visit places like that to eat when you can always prepare a good meal with half or less the amount it would cost you to eat out.
Tips 5: Buy Things in Bulk:
You never know how much you would be saving when you buy items in bulk as against buying in bits. Usually, the amount of a bulk item is quite lesser than the amount of buying the same item in bits, so you might want to consider this and buy whatever you would need in your day-to-day life in bulk, this would help you save extra costs.
Tips 6: Sell Things You Do Not Need:
You might have some items lying around in your home without being put to use because you do not need them, rather than watch them waste away
You could put them up for sale. It does not matter how much you sell it, the idea is to turn their last bit into cash rather than let them rot and waste on their own. The money realized from this could be used for other things around the house.
Tips 7: Buy Used:
To some, used items sound to them like a substandard item that might lose shape or quality in a matter of time, to others, buying used items makes them see themselves, or people who do so as poor.
This assertion might not necessarily be true as even some rich people buy items that are used, yet has the same topnotch quality as the new one at a lesser price.
Buying used items that are popular across Nigeria, can save you costs, although, not every item should be bought used, some items are rather bought new, all you have to do is get your assessment right and determine which items you are going to be buying used.
Tips 8: Renew Old Clothes:
Do you have wonderful clothes in your wardrobe you feel are faded or outdated? This is only an illusion that usually occurs when you have the financial wherewithal to replace them
But you could do a little Prioritize your spending practice by renewing them instead. This can be done by either dying or amending them to make them look more presentable.
You could channel the money you intended to get a new one with into something more pressing and useful around your home.
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The times are hard, the economy is biting, everyone, including the middle class in Nigeria, are complaining about the hostile economy, inflation is on the high, unemployment is increasing by the day, so when else is the time to become frugal in your spending if not now?
Plan your life today by cutting down on your expenses and yet not denying yourself happiness. This way, your financial life would take a positive turn, besides if you can be financially disciplined, you can achieve so much you never thought you could